Tools
The starting point.
Not the answer.
A quick tool to see what your repayments would look like. The number you can actually borrow depends on the lender, your full picture, and a conversation we'd love to have.
Written by Matt Edwards & Gareth King · Last updated May 2026
Repayment calculator
What will it cost me each fortnight?
Indicative principal-and-interest repayments at a fixed rate. Real numbers vary by lender.
Indicative repayment
$1,749.52
per fortnight
- Total interest
- $764,624
- Total amount paid
- $1,364,624
- Loan amount
- $600,000
Indicative only — actual rates depend on the lender, your situation, and the day of the week. Talk to us for a real quote.
How it works
The maths behind the numbers.
Standard principal-and-interest formula at a fixed rate over the loan term you choose. We don't apply fees or low-equity premiums — those depend on the lender and your situation. The output is indicative only. Different banks come back with different answers for the same applicant — this gives you a starting point, not a quote.
Want the real number?
A 20-minute call beats a calculator.
Send us your details — including the calculator inputs you've been playing with — and we'll come back with a proper read on what's possible.
